Welcome to Next Level Biz Loans

At Next Level Biz Loans, we specialize in helping businesses secure the capital they need to grow, expand, and thrive. Through our lending partners, we provide access to SBA 7(A), SBA 504, and USDA Rural Development loans, designed to fuel business expansion, real estate acquisitions, and long-term growth.

Whether you're a small business owner, a real estate investor, or a developer, our mission is simple:
✅ Find the right financing that fits your goals
✅ Simplify the loan process with expert guidance
✅ Help you secure funding with competitive terms

We work with a wide range of industries, providing financing for businesses across multiple sectors, including

🏨 Hospitality & Hotels – Expand or renovate your property 🛍️ Retail & Franchises – Secure funding for new locations or inventory
🚚 Transportation & Logistics – Finance fleet expansion and operations 🏗️ Construction & Development – Fund new projects or acquisitions
🌱 Renewable Energy – Invest in solar, wind, and green infrastructure 🏫 Education & Childcare Centers – Build or expand private schools and daycare facilities
🏥 Healthcare & Medical Practices – Grow your clinic, medical office, or wellness center And many many more.......

SBA 7(A) & 504

For small and mid-sized businesses, SBA loans provide low-interest, long-term financing to help with expansion, property purchases, equipment acquisition, and working capital needs.

📌 SBA 7(A) Loan: Best for working capital, business acquisitions, and real estate purchases.
📌 SBA 504 Loan: Ideal for fixed assets like real estate, new construction, or large equipment.

With flexible terms, low down payments, and competitive interest rates, SBA loans can be the key to taking your business to the next level. Compare your options below!

Features SBA 7(A) SBA 504
Loan Amounts $100,000 to $5 million $250,000 to $10 million
Loan Terms Up to 25 years for real estate, 10 years for equipment & working capital Up to 25 years for real estate
Best For General business financing, working capital, acquisitions, real estate & equipment Purchasing or refinancing owner-occupied commercial property, major fixed assets
Use of Funds Real estate, renovations, equipment, inventory, business acquisitions, working capital Real estate acquisition, renovations, equipment, refinancing fixed assets
Down Payment Typically 10%–20% As low as 10%, with fixed asset focus
Interest Rates Variable or fixed, typically higher than 504 Lower fixed rates with long-term stability
Funding Speed Faster processing, ideal for general business needs Longer approval process, structured for long-term investments

USDA Rural Development Loan

USDA Rural Development Loan Program

If your business is in a rural or small-town area, a USDA Business & Industry (B&I) loan can be a game-changer. These government-backed loans offer long-term, low-interest financing for businesses looking to expand, build, or refinance in rural communities.

💡 Not sure if your location qualifies? Check our FAQ section to see if a USDA loan is right for you!

Would I even qualify for a USDA Loan?

You could! If your business is in a rural area (pop. ≤ 50,000), you have a great chance of qualifying. Let’s see how we can make it happen!

Can I use this loan for more than just real estate?

Absolutely! You can fund renovations, new construction, equipment, refinancing, working capital—even startups!

How much funding can I actually get?

A lot! USDA loans range from $2 million to $25 million, giving you the capital you need to grow.

How long do I have to repay the loan?

You’ll get up to 30 years, meaning lower monthly payments and more financial flexibility!

Are USDA loans just for farms?

Not at all! These loans are perfect for hotels, healthcare, manufacturing, retail, and more. If it’s rural, it’s eligible!

Will it take forever to get approved?

It does take 120+ days, but that’s because you’re securing long-term, low-rate financing. Good things take time—and we’re here to guide you every step of the way!

Why choose a USDA loan over an SBA loan?

Bigger loan amounts, longer terms, and lower interest rates for rural businesses. If you're growing in a rural area, this could be the perfect solution!

Commercial Loan Programs

We offer a diverse range of commercial loan solutions tailored to your business needs. Whether you're a startup, an expanding business, or an investor, our three core loan programs provide flexible financing to help you grow.

🔹 SBA 7(A) Loan – Best for working capital, acquisitions, and real estate purchases
🔹 SBA 504 Loan – Ideal for fixed assets like commercial real estate and equipment
🔹 USDA Business & Industry Loan – Designed for businesses in rural communities looking to expand

Each loan program offers unique advantages, from low down payments to long-term fixed rates. Compare your options and find the right fit for your business!

Fuel Your Business Growth with SBA 7(A) Financing

Get the capital you need to expand, invest, and thrive—without the limitations of traditional lending.

✅ Loan Amounts: $100,000 to $5 million
✅ Flexible Terms: Up to 25 years for real estate, 10 years for equipment & working capital
✅ Use Funds For:

  • Real estate purchases & renovations
  • Equipment, inventory & working capital
  • Business acquisitions & expansions

Big or small, your business deserves the right financing.

Invest in Your Future with SBA 504 Financing

Power your business growth with long-term, low-interest financing for major fixed assets.

✅ Loan Amounts: $250,000 to $10 million
✅ Flexible Terms: Up to 25 years for real estate purchases & refinancing
✅ Use Funds For:

  • Buying or renovating commercial property
  • Constructing a new building
  • Purchasing equipment & fixed assets
  • Refinancing existing debt

Build, expand, and secure your business’s future. 

Grow in the Right Place with USDA Rural Development Loans

Designed to fuel businesses in rural communities, this loan program offers long-term, affordable financing for major projects.

✅ Loan Amounts: $2 million to $25 million
✅ Flexible Terms: Up to 30 years
✅ Eligible Locations: Nationwide in rural areas (pop. ≤ 50,000)
✅ Use Funds For:

  • Real estate purchases & new construction
  • Acquisition, refurbishment & updates
  • Equipment purchases & working capital
  • Refinancing & startup funding

Build, expand, and invest where it matters most. 

Frequently Asked Questions

How does Next Level Biz Loans help businesses secure funding?

At Next Level Biz Loans, we connect businesses with tailored financing solutions through our lending partners. We guide you through the entire loan process, from assessing eligibility to preparing a strong application, ensuring you get the best loan options for your needs.

What sets Next Level Biz Loans apart from other commercial loan firms?

Unlike traditional brokers, we specialize in SBA 7(A), SBA 504, and USDA Rural Development loans—providing businesses with low-interest, long-term financing that many lenders overlook. Our expert guidance, streamlined process, and commitment to transparency make securing funding easier and more efficient.

What types of businesses and industries do you work with?

We serve a variety of industries, including hospitality, retail, transportation, construction, healthcare, renewable energy, and more. Whether you're a small business owner, franchisee, or investor, we can help you find the right funding.

How do I know which loan is right for my business?

Every business has unique financing needs. Our team will evaluate your growth goals, industry, and financial standing to match you with the best loan program—whether it’s an SBA 7(A) for working capital, an SBA 504 for real estate, or a USDA loan for rural expansion.

"Seamless Process & Incredible Support!"

"Securing funding for my business expansion felt overwhelming until I found Next Level Biz Loans. They walked me through every step, helped me navigate SBA loan options, and made the process incredibly smooth. Now, my new location is thriving!"
— Michael R., Restaurant Owner

"Finally, a Lender That Understands Small Businesses!"

"I had been turned down by multiple lenders before finding Next Level Biz Loans. They took the time to understand my business and matched me with the perfect USDA loan. Thanks to their expertise, I secured the funding needed to expand my manufacturing facility!"
— Jessica T., Manufacturing CEO

"Fast, Reliable, and Professional!"

"I needed financing for my trucking company and was struggling to find the right lender. Next Level Biz Loans made the process quick and painless. Within weeks, I had the capital to purchase additional trucks and grow my fleet!"
— David L., Transportation Business Owner

Contact us

Have a question or ready to start planning for your financial future? Fill out the form below for expert consultation.

Location

Next Level Biz Loans
Stillwater, Oklahoma, United States